Book



'Aug.4, 1925. l 1,548,736

R. F. OUTCAULT, JR

BOOK

Filed March -31, 1923 3 SheetSlSht l I CHRISTMAS CLUB /7 DEPOSITcoUPoII. No'm l z/L ,g /9

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R. F. OUTCAULT. JR

BOOK

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Patented Aug. 4, 1925.

UNITED STATES RICHARD F. OUTCA'ULT, JR., 0F CHICAGO, ILLINOIS.

BOOK.

Application led March 31, 1923. Serial No. 628,979.

To all 'whom z't may concern:

Be it known that I, RICHARD F. OUT- CAULT, J r., a citizen of the UnitedStates, and a resident of the city of Chicago, county of Cook, and Stateof Illinois, have invented certain new and useful Improvements in Books,of which the following is a specification.

My invention relates to improvements in books, especially adapted foruse as bank deposit books and has for its object the provision of asimple and effective book of this character by means of which thedepositing and keeping of records of such deposits is greatlyfacilitated.

Other objects will appear hereinafter.

The invention consists in the combinations and arrangements of partshereinafter described and claimed.

The invention will be best understood'by reference to the accompanyingdrawings forming a part of this specification, and in which,

Fig. 1, is a perspective view of a book embodying the invention;

Fig. 2, is a perspective view of a tearing rule co-operative with saidbook,

Fig. 3, is a face view ofthe first sheet of said book,

Figs. 4 and 5, are face views' of the second and third sheets of saidbook,

Fig. 6, is a face view of the first leaf of a different kind of book,and

Fig. 7, is a similar view of the second leaf of said different kind ofbook but showing the leaf severed into a stub and coupon.

The form of construction illustrated in Figs. 1 to 5 inclusive,comprises a book 10 composed of a plurality of leaves 11 bound togetherbetween suitable covers as Indicated, there being one of the leaves ofsaid book for each contem lated deposit to be recorded therein, at itsupper outer portion with a descriptive marking 14 printed thereon andprovided with a distinctive number as shown, said number being thenumber of the bank account or deposit in conjunction with which the bookis to be used. At the bottom each leaf is provided at its inner loweredge with the same identification number 15 and at its outer lower edgewith the coupon number 16, the different leaves being rovidedconsecutively with coupon num ers as indicated. Thus the first leaf ofthe book will be numbered as coupon No. 1, the second Eac leaf 11 1sprovided Horizontal lines 20 divide said columns into transverselyregistering and corresponding subdivisions as shown. The varioussubdivisions in the inner column 17 are printed to indicate individualbank deposits and also totals. Thus the up ermost subdivision in thiscolumn is printed to indicate the deposits of one cent, and this beingthe first deposit also a total of one cent. The second subdivision isprinted to indicate the deposit of fifty cents and also a total paid offifty cents, and so on down, the various subdivisions being printed toindicate a different individual deposit and total paid.

The corresponding subdivisions in the outer column 19 are printed toindicate the amount due and total paid to correspond with thetransversely registered subdivisions iin the inner column, and also withthe date The subdivisions in the intermediate column 18 are again eachsubdivided 4by a transversely inclined line 21 and both above and belowsaid line the amount of the corresponding individual deposit is printedand also an indication of the character of the account. Thus theuppermost subdivision in this column is rinted with the word Up on eachside o the vline 21 and the next subdivision in this column with theword Down on each side of the dividing page, and so on throughout thebook the corresponding subdivisions on the different leaves of the bookbeing printed in a related series so that each indicates the properamount of an individual deposit on a given date and also the total equalto the sum of it and all preceding subdivisions. The second'leaf of thisbook is shown in Fig. 4 and the third leaf in Fig. 5, the same systemthere indicated being followed throughout the removing of the leaves ofthe book, there generally being fifty leaves in such a book.

I also provide a suitable tearing rule 22 having a bevelled or sharpenedtearing edge y to corres ond with the outer line of the column 1 theinner line of the column 19, and the transversely inclined line 21 ofthe various subdivisions in column 18, the edge 23 corresponding withthe first, the edge 25 corresponding with the second and theintermediate edge 24 corresponding with the third line.

The 'free edge 26` of the rule is made straight and the various widthsof the rule are equal substantially to the dist-ance between said linesfrom the binding of the book.

By this arrangement wlien the various deposits are made the bank clerkreceiving the same simply lays the rule 22 on the various leaves of thebook in proper position to bring the inclined edge 24 thereof inregistration with the transversely inclined line 2l in the subdivisionscorresponding with the amount which is being deposited, and then tearsoff the outer portion of the leaf along the edge thus established toconstitute a deposit couponI which at once indicates the amountdeposited, the amount of the individual deposit on the date indicatedand also the total deposited, the transversely inclined line ofseverance identifying the subdivision giving the amount deposited.l lIfdesired, and before the severance, the bank clerk may also stamp theleaf suitably for proper authentication. The outer coupon thus severedis retained by the bank for making up its record and the book returnedto the depositor, the severed coupon furnishing a complete record ofthat and all previousdeposits. By this arrangement the accuraterecording of the deposits may be very quickly and accurately attained,any mistakes made being at once discovered by reason of the fact thatthe coupons removed from the book will not correspond or register withcach other in case'of error.

The forms of leaves illustrated in Figs. 6 and 7 are for uniformdeposits of a certain amount each week, a blank subdivision beingprovided at the bottom to permit of special entries in case a variableamount is deposited in an account not indicated on the othersubdivisions. Otherwise the book is identical with the one alreadydescribed and the printing and operation is the same.

By the use of the two different forms of books practically everydesirable form of bank deposit in small and regular amounts is providedfor. It will of course be possible to combine both sets in one book byproviding a considerable number of subdivisions properly marked on eachleaf of the book but it is thought that such an arrangement will undulyincrease the size of the book or decrease the size of the subdivisions,and consequently of the printing so as to render the same undesirable.

While I have illustrated and described the preferred form ofconstruction for carrying my invention into effect, this is capable ofvariation and modification without departing from the spirit of theinvention. I, therefore, do not wish to be limited to the precisedetails of construction set forth, but desire to avail myself of suchvariations and modifications as come within the scope of the appendedclaims.

Having described my invention, what I claim as new and desire to secureby Letters Patent is:

1. A bank deposit book comprising a plurality of leaves each subdividedinto a plurality of subdivisions, the subdivisions on each leafrepresenting different sums deposited and the subdivisions on thedifferent leaves representing related series of deposits,` substantiallyas described.

2. A bank deposit book comprising a plu rality of leaves each subdividedinto a plurality of corresponding subdivisions, the subdivisions on eachleaf representing different sums deposited and the correspond ingsubdivisions on the different leaves representing related series ofdeposits, substantially as described.

3. A book comprising a plurality of leaves, each leaf being divided intoan inner, outer, and an intermediate column, said columns beingsubdivided into a plurality of transversely registering subdivisions,the subdivisions of the lnner and outer columns being corroborativelymarked to indicate an individual deposit and also a total, thecorresponding subdivisions on the different leaves constituting arelated series in which the total on each succeeding subdivision equalsthe sum of the individual deposits on the corroborating precedingsubdivisions, the subdivisions of the intermediate column beingcentrally divided by a transversely inclined line and bearing thecorresponding individual deposit both above and below said line,substantially as described.

4. A deposit leaf divided into an inner, outer and an intermediatecolumn, the inner and outer columns bearing corroborative markingsindicative of different individual deposits and of totals, theintermediate column having duplicate markings indicative of the sameindividual deposits and having a separating line between the duplicatemarkings, substantially as described.

5. A deposit leaf divided into an inner,

outer and an intermediate column, trans- '7. A book containing a seriesof leaves 25 verse lines dividing the columns into registeringsubdivisions, the registering subdivisions of the inner and outercolumns bearing corroborative markings indicative of differentindividual deposlts and of total deposits, the intermediate columnhaving duplicate markings in each registering subdivision and having aseparating line between the duplicate markings, substantially asdescribed.

6. A book containing a series of leaves correspondingly numbered eachleaf being divided into an inner, outer and an intermediate column, theinner Iand outer columns bearing corroborative markings indicative ofdifferent individual deposits and of totals, lthe intermediate columnhaving duplicate markings indicative of individual deposits and havingahseparating line between the duplicate markings, the series of leavesconstituting a related series in which each total represents the sum ofdeposits, substantially as described.

correspondingly numbered each leaf being divided into an inner, outerand an intermediate column, transverse lines vdividing the columns intoregistering subdivisions, the registering subdivisions of the inner andouter columns bearing corroborative markings indicative of diierentindividual deposits and of total deposits, the intermedi ate columnhaving duplicate markings in each registering subdivision and havlng aseparating line between the duplicate markings, the subdivisions of eachleaf and of the series of leaves constituting a related series in which'each total represents the sum of the preceding subdivisions,substantially as described. y

ln testimony whereof l[ have signed my name to this specification inthepresence of i two subscribing witnesses.

RlCHARD li". UTCAULT, Ju.` Witnesses:

JOSHUA R. H. Po'rrs, FREDA C. APPLE'roN.

